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Slow Down

3/25/2020

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The continual news flow continues from last week when I wrote about how quickly things were happening then. In that time, though, at least the tax filing deadline was actually pushed back three months, which removes a potential stressor during this unprecedented time.

It also displays where some of the stress comes from, though, in the way the story progressed. There was word that tax payments would be delayed for three months, and this was before it was really official. That then was extrapolated into many outlets saying actual tax filing was also delayed, but that was yet to be really discussed, but a few days later that also became official.

From that, maybe we can see that we need to slow down.

I appreciate and understand how that can feel impossible for those whose lives been completely upended in short time. It’s impossible to be in that situation and not want to find a way out as quickly as possible.  That impulse then becomes maddening when you can’t really go out and try to find that way yourself because of how much is shut down. Every bit of possible good news then becomes a potential lifeline and we want to hold on and be taken far with it.

This dynamic can also be seen in Congress passing stimulus packages to help the country in this time. We know something is coming, hear numbers of what could be involved, think it sounds great, then hear it’s not quite passed yet, and feel knocked back down again.

But if we try to keep the timeframe in perspective, all of this is still so new.

For those who have been directly affected by the crisis, if you need to take immediate action, take immediate action. Many creditors are going to be willing to give more leeway in these circumstances than in any previous time. Do not wait for official edicts on how they have to act, contact them, and see where your personal situation lies.

(A little parenthetical warning, though. Everyone you contact now for such reasons is getting an influx of such requests. Steel your patience before making the call.)

But if you can wait and slow down, wait and slow down. Like we don’t all need that much toilet paper at once, right?

That TP shortage has become such a meme because of people rashly acting out of panic and worry. If we slow down, do what we need to when we need to do it, then we can slow the virus spread and hasten a return to normalcy.

As always, I hope this finds you and those close to you safe and healthy. Also as always, do not hesitate to contact us for any concerns that we could help address.

Warmly,

Josh Bousquet
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To ensure we don't make the folks at the IRS ornery, we inform you that any U.S. federal tax advice contained in this communication (including any attachments) is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing, or recommending to another party any transaction or matter addressed herein.

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